How to Get a Michigan Insurance License

The process for getting an insurance license varies by state. Follow these three steps to get your insurance license in Michigan.

Step 1: Complete your prelicensing education requirements.

To earn a life, accident and health, property, casualty, or personal lines insurance license in Michigan, you must complete a fixed number of prelicensing education hours. Check out the Michigan state requirements page for an up-to-date breakdown of the number of hours required for the license you are trying to earn.

Once you complete your education and pass the class exam, you’ll receive a school certificate. The certificate is valid for 12 months from the date you complete the course, so you are required to sit for and pass the exam within that time period.

After you complete the course material, but before you take the exam with PSI, you must file an Electronic Resident Licensing (ERL) application through the National Insurance Producer Registry (NIPR) website at https://www.nipr.com/. There is a $10 application/license fee is $10.00, and an additional $5.00 transaction fee. Your application will be valid for 6 months from entry into the database.

The ERL application is required even though candidates no longer need the NIPR confirmation page as part of the acceptance criteria to take an examination with PSI.

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Step 2: Schedule and pass the required insurance license exam.

After you complete your required education, you are able to take your Michigan insurance license exam. The state of Michigan’s insurance licensing exams are offered by PSI. You can schedule an exam on PSI’s website, or by calling 800.733.9267. You will need to pay the exam fee at the time of registration.  

To further prepare yourself for the exam, take advantage of Kaplan’s insurance licensing exam prep education.

Step 3: Apply for your Michigan insurance license through the National Insurance Producer Registry.

Once you have passed the Michigan insurance licensing exam, you will need to submit your license application. You can apply through the National Insurance Producer Registry website, which is found here: http://www.nipr.com/.