Michigan Insurance Continuing Education State Requirements
On this page, you will find all of the state-specific information for Insurance CE in the state of Michigan.
Department of Insurance and Financial Services
General Mailing Address
PO Box 30220
Lansing, MI 48909-7720
Delivery / Street Address
530 W. Allegan Street, 7th Floor
Lansing, MI 48933
Hours of Operation: Monday - Friday 8:00 AM - 5:00 PM (EST)
Phone Number: 517-284-8800 or 877-999-6442 (Toll-Free)
Fax Number: 517-284-8837
Email: difs-info@michigan.gov
Website: http://www.michigan.gov/difs/
Continuing Education Information on State Website can be Found Here
General Requirements and Information:
All information is regarding Resident Licensees. For Non-Resident Requirements, see the state website (link above).
Overall
24 hours every 2 years
First day of birth month every 2 years
Ethics
3 hour
Annuity
A producer who engages in the sale of annuity products must complete a one-time, 4-credit training course approved by the Department of Insurance and provided by the Department of Insurance-approved education provider. Producers may not engage in the sale of annuities until the annuity training requirement has been completed.
Long-Term Care
8 hour initial and 4 hour ongoing
Flood
3 hour
Course Repetition within Compliance Period
Not allowed
Course Credit Carryover
Up to 12 hours
Online Course/Exam Requirements
- Forced progression - This state requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
- Proctor - This state requires a disinterested 3rd party proctor be present for online certification exams. A disinterested third party is someone with no conflict of interest, financial or otherwise. An example of someone who is a disinterested third party is a librarian or test center employee. An example of someone who is not a disinterested third party is a family member (both immediate and extended; in-laws included) or a coworker who is above/below your line of supervision.
Reporting
The state requires reporting within 30 days of completion. There is a $1 per credit hour reporting fee.
Acceptable Training Methods
- Online (Internet Delivery)
- Correspondence (Print)
- Company Seminars
- Classroom
- CBT/CD-ROM (Computer-Based Training)
Notice
This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
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