California Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of California.

California Department of Insurance

Consumer Hotline: 1-800-927-4357 (HELP)
                                1-800-482-4833 (TTY)
Licensing Hotline: 1-800-967-9331
California Low Cost Automobile Program: 1-866-602-8861
Send an email: https://cdiapps.insurance.ca.gov/contactus/default.aspx
Website: http://www.insurance.ca.gov/
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Headquarters Offices:

Sacramento Office
300 Capitol Mall, Suite 1700
Sacramento, CA 95814

San Francisco Office
45 Fremont Street, 23rd Floor
San Francisco, CA 94105

Los Angeles Office
300 South Spring Street, South Tower
Los Angeles, CA 90013

Continuing Education Information on State Website can be Found Here:

General Requirements and Information:

All information is regarding Resident Licensees. For Non-Resident Requirements, see the state website (link above).

Overall
24 hours every 2 years

License Renewal Deadline
Last day of insurance month every 2 years

Ethics
3 hour - 1 of the 3 hours to include the required CA Anti-Fraud training

Annuity

• Life Insurance Policies
  Resident and nonresident life agents who obtained their license on or after January 1, 2024, who sell life insurance policies, other than term life with no cash value, must complete a one-time 4-hour life insurance training course prior soliciting individual consumers to sell nonterm life insurance policies.
  
  
• Variable Life Insurance Policies
  Resident and nonresident life agents who sell variable life insurance policies must complete two hours of variable life training prior to each license renewal.
  
  
• Annuity
  Resident and nonresident life agents who solicit individuals for annuities sales must complete an 8-hour California-specific annuities course prior to selling annuities. Additionally, resident and nonresident life agents must complete a 4-hour California-specific annuities course prior to each license renewal.

Long-Term Care 
8 hour initial; additionally newly licensed agents must complete 8 hours of training every year for the first 4 years that the are licensed (without duplicating a course). Starting the 5th year, they are required to complete 8 hours every 2 year license term.

For California Partnership for Long-Term Care, licensees required to complete 8 hours of general long-term care continuing education (CE) and 8 hours of classroom only CE specifically on the California Partnership for Long-Term Care prior to the marketing of any Partnership certified policies/certificates. After the initial education requirement has been met, agents are required to repeat 8 hours of classroom training on the Partnership each two-year license approval period.

Flood 
3 hour

Course Repetition within Compliance Period
Not allowed

Course Credit Carryover 

• Yes - One year to next
• Ethics credits do not carryover

Online Course/Exam Requirements 

• Forced progression - This state requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
• Bio data/security questions - Students will be asked bio data questions when they log into their course and prior to beginning the final exam.
• Unit Exams - You must match each unit exam within the course with 70% to proceed. 

Reporting

The state requires reporting within 30 days of completion. There is a $0.65 per credit hour reporting fee.

Acceptable Training Methods 

• Correspondence (Print)
• Company Seminars
• Classroom
• CBT/CD-ROM (Computer-Based Training)
• Online (Internet Delivery)

Notice

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.