Iowa Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for insurance licensing in the state of Iowa. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Iowa Insurance Division website at http://www.iid.state.ia.us. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
Iowa Insurance Division
1963 Bell Ave., Suite 100
Des Moines, IA 50315
Division Main Phone: 515-654-6600
Producer Licensing Phone: 515-654-6565
Website: http://www.iid.state.ia.us
E-mail: producer.licensing@iid.iowa.gov
Those looking to earn an Iowa insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam.
Prelicensing Education Hour Requirements
The state of Iowa does not require prelicensing education.
Adjuster Licensing Requirements Iowa Adjuster Licensing Begins July 1, 2025
Effective July 1, 2025, Iowa requires Independent Adjusters—both residents and non-residents—to pass a licensing exam before adjusting claims in the state. While Staff Adjusters may also become licensed, it is not mandatory.
The Iowa Insurance Division has issued Bulletin 25-04, which outlines the new requirements in detail. Below is a summary of the key points:
Who Needs a License?
New Adjusters: Beginning July 1, 2025, any independent adjuster not currently licensed who plans to adjust claims in Iowa must pass the Iowa Adjuster Licensing Exam, administered by Pearson VUE.
Currently Licensed Adjusters: Licensing exam requirements depend on whether you worked as an adjuster before or after January 1, 2025:
Adjusters Working Before January 1, 2025:
If you were actively working as an independent or staff adjuster in any state before this date, you may apply for an Iowa license via a Modified Licensure Process and do not need to take the exam. Applications must be submitted by October 1, 2025, and you may continue working while your application is under review.
As previously noted, licensing for Staff Adjusters is optional.
Adjusters Working On or After January 1, 2025:
If you began working as an adjuster on or after this date, you must follow standard licensing and examination requirements unless granted a waiver. You may continue working while your waiver application is under review, as long as it is submitted by October 1, 2025.
Reciprocity
Iowa adjuster licenses are not reciprocal and thus require non-resident adjusters to take the Iowa adjuster exam. (Iowa’s state law will only permit reciprocity if an applicant’s home state exam includes Iowa-specific law, which no existing exams currently do.) However, non-residents relocating to Iowa may qualify for an exam exemption by completing and attesting to an informational exam document.
After completing your exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the Iowa licensing exams, so you will be prepared to pass the first time.
Exam Provider: Pearson VUE
For exam information and for scheduling, go to the Pearson VUE website: https://home.pearsonvue.com/IA/insurance
Phone Number: 877-540-5825
Once you have passed your state licensing exam, you are ready to apply for an insurance license.
For Information, Rules and Requirements, an FAQ and to apply, please go to the NIPR website: https://nipr.com/licensing-center/state-requirements/iowa-resident-licensing-individual
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew an Iowa insurance license by clicking here.
Iowa