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Iowa Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for insurance licensing in the state of Iowa. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Iowa Insurance Division website at http://www.iid.state.ia.us. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Iowa Insurance Division

Iowa Insurance Division
1963 Bell Ave., Suite 100
Des Moines, IA 50315
Division Main Phone: 515-654-6600
Producer Licensing Phone: 515-654-6565
Website: http://www.iid.state.ia.us
E-mail: producer.licensing@iid.iowa.gov

 

    How to Get Your Iowa Insurance License


    1. Complete an Insurance Exam Prep Course

    Those looking to earn an Iowa insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam. 

    Prelicensing Education Hour Requirements

    The state of Iowa does not require prelicensing education.

    Adjuster Licensing Requirements

    The Designated Home State (DHS) adjuster license is available to individuals who are 1) residents of a state that does not license adjusters, or 2) to individuals that are company adjusters and reside in a state that only licenses independent adjusters and/or public adjusters and want to designate another state as their home state.

    The states that qualify under #1 and #2 above are CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, NJ, OH, PA, SD, TN, VA, and WI.

    How to get an All-Lines Adjuster Designated Home State license in Florida

    Under the Designated Home State concept, many adjusters obtain the Florida 70-20 Non-Resident Designated Home State Adjuster license to become an All-Lines Adjuster in Florida. To qualify for the license, the adjuster must obtain a Florida-approved adjuster designation or pass the Florida All-Lines Adjuster state examination, and complete Florida’s biennial continuing education requirement. 

    Obtaining the 70-20 license allows company and independent adjusters residing in the states above to adjust claims in Florida, all states that have adjuster reciprocity with Florida, and states that accept the Florida DHS Adjuster license.

    The Certified All-Lines Adjuster (CALA) designation is offered by Kaplan pursuant to the authority of Florida Statute §626.221 and with the approval of the Florida Department of Financial Services (DFS). Completion of the CALA designation course allows a prospective licensee to receive their Florida 70-20 license without taking the Florida state licensing exam. 

    Select the link below to see the requirements for obtaining a Florida 70-20 Designated Home State Adjuster license.

    https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters 

    How to get a Property-Casualty Adjuster Designated Home State license in Texas

    Some adjusters elect to designate Texas as their Designated Home State and obtain the Texas Designated Home State (DHS) Adjuster license. 

    Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license. Therefore, the licensing candidate can satisfy their Texas adjuster prelicensing requirement and pass the Texas P/C Adjuster state licensing exam online through Kaplan without leaving their home or office. Upon completing the Kaplan course and successfully passing the course exam, the adjuster can remotely apply for their Texas P/C Adjuster license using the procedures found on the Texas State Requirements page. This will qualify them to adjust in both their home state and all states that accept the Texas DHS Adjuster license.

    Completion Reporting

    Kaplan will automatically report your completion of the Certified All-Lines Adjuster (CALA) designation to the Florida DFS in 5-7 business days. An online PDF Certificate of Completion is also available to download and print immediately after the final exam is passed. 

    Producer License Requirements

    • Individuals interested in becoming either a resident or non-resident insurance producer licensed in the state of Iowa need to apply through the National Insurance Producer Registry (NIPR) online system.
    • Those wishing to become a resident insurance producer licensed in the state of Iowa must successfully pass the appropriate Iowa producer licensing exam for that specific line of authority.
    • To register for the examination, please contact Pearson Vue at www.pearsonvue.com or 877-540-5825.
    • If you successfully pass the Iowa producer licensing exam, your test results will be electronically submitted to the NIPR online system.
    • Allow up to three business days for the exam results to transfer to the NIPR online system.
    • Exam results are valid for 90 days.

    2. Pass Your Iowa  Licensing Exam

    After completing your exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the Iowa licensing exams, so you will be prepared to pass the first time. 

    Exam Provider: Pearson VUE

    For exam information and for scheduling, go to the Pearson VUE website: https://home.pearsonvue.com/IA/insurance 

    Phone Number: 877-540-5825

    3. Apply for an Iowa Insurance License

    Once you have passed your state licensing exam, you are ready to apply for an insurance license.

    For Information, Rules and Requirements, an FAQ and to apply, please go to the NIPR website: https://nipr.com/licensing-center/state-requirements/iowa-resident-licensing-individual 

    4. Plan to Complete Required Insurance Continuing Education (CE) Credits

    Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

    Learn how to renew an Iowa insurance license by clicking here.

    Select a Line of Authority and Start Earning Your License Today:

    Life & Health

    This license qualifies you to explain, sell, and write life and health insurance products in Iowa.

     

    Property & Casualty

    This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Iowa.

    Personal Lines

    This license qualifies you to sell a variety of insurance plans directly to consumers in Iowa.

     

    Adjuster

    This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Iowa.