Oregon Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Oregon. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Oregon Insurance Division website. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Oregon Department of Consumer & Business Services

Oregon Insurance Division
350 Winter St NE
Salem, OR 97301-3883
P.O. Box: 14480
Salem, OR 97309-0405
Phone: 503-947-7981
Fax: 503-378-4351
Website: http://www.oregon.gov/dcbs/insurance/Pages/index.aspx
Email: web.insagent@state.or.us

How to Get Your Oregon Insurance License

1. Complete an Insurance Prelicensing Course

Oregon Insurance

Kaplan is regulated by the Oregon Higher Education Coordinating Commission. The HECC requires Kaplan to capture specific student information and provide it to the agency on an annual basis. As part of your enrollment in an Oregon prelicensing course, you will be asked to provide the following information:

County of Residence
Date of Birth
Gender
Veteran Status
Disability Status
National Origin

Oregon requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry.

Prelicensing Education Hour Requirements

Life: 20 Hours
Health: 20 Hours
Property: 20 Hours
Casualty: 20 Hours
Personal Lines: 20 Hours
Adjuster: No Prelicensing Education Requirement

Acceptable Methods of Education

Classroom (Traditional or Live Online)
Online

Online Course Requirements

Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
Bio data/security questions - This state requires the use of bio-data questions to confirm you are in fact the intended user and that it was you that completed the course. To successfully complete the course, these questions must be answered correctly when asked.

Prelicensing Education Exemptions

Prelicensing education is not required for:

Life, Health, or Life and Health applicants holding the CLU® designation.
Property and/or Casualty applicants holding the CPCU® designation.

Note: Applicants may contact the Insurance Division regarding waivers. If a waiver is issued, the applicant must bring the original waiver letter with them to the test center on exam day. Verification of designation must be submitted to the Insurance Division with the license application.

2. Pass Your Oregon Licensing Exam

After completing your Oregon course, you must pass a state licensing exam. Kaplan’s Oregon content is based directly on the Oregon licensing exams, so you will be prepared to pass the first time.

Exam Provider: PSI

For exam information and for scheduling, go to the PSI website: https://www.psiexams.com/test-takers/

Phone Number: (833) 333-4754

3. Get Fingerprinted

Fingerprint and background information can be found on the Oregon Insurance Industry Website: https://dfr.oregon.gov/business/licensing/insurance/pages/fingerprint.aspx

4. Apply for an Oregon Insurance License

For Information, Rules and Requirements, an FAQ and to apply, please go to the NIPR website: https://nipr.com/licensing-center/state-requirements/oregon-resident-licensing-individual

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.

Learn how to renew an Oregon insurance license by clicking here: https://www.kaplanfinancial.com/insurance-continuing-education/oregon/state-requirements

Notice:

Kaplan is regulated by the Oregon Higher Education Coordinating Commission, Private Career Schools and the Oregon Insurance Division.

School Director: Lisa Goyette

Instructor: Randy Rosenkrans

Students aggrieved by action of the school should attempt to resolve these problems with appropriate school officials. Should this procedure fail students may contact: Higher Education Coordinating Commission, Private Career Schools, 3225 25th Street SE, Salem, Oregon 97302. After consultation with appropriate Commission staff and if the complaint alleges a violation of Oregon Revised Statutes 345.010 to 345.470 or standards of the Oregon Administrative Rules 715-045-0001 through 715-045-0210, the Commission will begin the complaint investigation process as defined in OAR 715-045-0023 Appeals and Complaints.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Cancellation & Refund Policy

Cancellation & Refund Policy Refunds will be provided within 30 days of termination date provided the following conditions are satisfied. Termination date is the date the school receives written or verbal notice of a student’s intention to terminate or cancel his/her enrollment. For all courses and programs, Kaplan will pay a full refund of all tuition and fees paid by a prospective student if:

Within five days after initial payment a student notifies provider of his or her intention to terminate the enrollment; or
Self-directed programs commence on the date of enrollment, so refund requests made more than five days after date of enrollment are subject to the policy below.

For cancellation requests and terminations made more than five days after initial enrollment or after program has commenced, Kaplan will retain a cancellation charge of $20.00 of the tuition for all courses and then pay a refund based on the following policies. Note that this cancellation charge does not apply to the full refund conditions described above. The refund percentages described here shall be applied to full tuition paid by the student after deducting the cancellation charge. Refunds will be calculated as follows:

Refund Table

Proportion of Course Completed	Pro-rated Refund
Up to 50%	Up to 50% less cancellation charge
51% or more	No refund

Completion percentages will be determined by the number of lesson quizzes that should have been completed beginning on the date of initial payment, according to the satisfactory standards progress described above.

Postponement of a starting date, whether at the request of the school or the student, requires a verbal or written agreement signed by the student and the school. The agreement must set forth: (a) whether the postponement is for the convenience of the school or the student, and (b) a deadline for the new start date, beyond which the start date will not be postponed. If the course is not commenced, or the student fails to attend by the new start date set forth in the agreement, the student will be entitled to an appropriate refund of prepaid tuition and fees within 30 days of the deadline of the new start date set forth in the agreement, determined in accordance with the school’s refund policy.