Rhode Island Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Rhode Island. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Rhode Island Department of Business Regulation website at http://www.dbr.ri.gov/divisions/insurance/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Rhode Island Department of Business Regulation

Insurance Division
1511 Pontiac Avenue, Bldg. 69-2
Cranston, RI 0292
Phone: 401-462-9520
Fax: 401-462-9602
Website: www.dbr.ri.gov/divisions/insurance/
Email: insuranceinquiry@dbr.ri.gov

How to Get Your Insurance License

1. Complete an Insurance Exam Prep Course

Those looking to earn a Rhode Island insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam.

Prelicensing Education Hour Requirements

A person applying for a resident insurance license is not required to complete a prelicensing course of study for the lines of authority for which the person has applied.
Although prelicensing education is not currently required, due to the difficulty and nature of the exam, Kaplan highly recommends enrolling in a study course.

Acceptable Methods of Education

Classroom (Traditional or Live Online)
Self-study
Online

Adjuster License Requirements

Disclosure for states that require an Adjuster licensing exam and license:

All insurance adjusters in this state are required to be licensed. Check with the Department of Insurance in your resident state to see how to obtain an adjuster license

2. Pass Your Rhode Island Licensing Exam

After completing your exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the Rhode Island licensing exams, so you will be prepared to pass the first time.

Exam Provider: Pearson Vue

For exam information and for scheduling, go to the Pearson VUE website: https://home.pearsonvue.com/ri/insurance

Phone Number: 800-274-3739

3. Apply for a Rhode Island Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

For Information, Rules and Requirements, an FAQ and to apply, please go to the NIPR website: https://nipr.com/licensing-center/state-requirements/rhode-island-resident-licensing-individual

4. Plan to Complete Required Insurance Continuing Education (CE) Credits

After "Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. " please add:

"Rhode Island does not require Adjusters to complete insurance continuing education."

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Rhode Island.

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Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Rhode Island.

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Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Rhode Island.

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Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Rhode Island.

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